Finance Available

At Bikeline, we can offer you a choice of smart options to pay, so that  you can choose the finance option that fits your individual financial needs.

We can offer the more traditional lay-buy option of 20% deposit, 8 week terms with a 10% cancellation fee or the more versatile option of a Gem Visa card with choices of 6 month, 12 months or 24 month no deposit interest free.

If you have been dreaming of that S-Works Venge or Camber Evo, come talk to the team and discuss how we can help to make those dreams come true.

What is Gem Visa?

One card, two great interest free options

Interest free isn’t just for one-off purchases anymore. Now there’s a credit card with access to interest free every day. It’s called Gem Visa.

Long term interest free

For big purchases, enjoy long term interest free – a new TV, fridge, bed, jewellery – almost anything! A range of interest free terms are often available (one year, two years or even more) at over 10,000 stores Australia wide.¹

6 months interest free on any Visa purchase over $250 – anywhere, anytime, no catches.

You can also enjoy interest free shopping everyday once you receive your Gem Visa. For any purchase over $250 on your Gem Visa you’ll automatically receive 6 months interest free. That’s every time you pay a bill², buy a gift, update your wardrobe, eat out or shop for groceries. Anywhere Visa is accepted.

Plus you’ll receive up to 55 days interest free on all your other purchases,³ and you can keep track of your purchases with clearly explained monthly statements. All this with only one annual fee of $99.4

Apply for Gem Visa

Apply Now


1. Available at participating retailers to approved applicants only. Conditions, fees and charges apply. Visit for details. 2. Excludes BPAY transactions that are treated as a cash advance. 3. To receive up to 55 days interest free you must pay by the due date for the relevant statement the total of (a) the proportion of your minimum monthly payment derived from your unexpired interest free purchases, plus (b) your closing balance, less any unexpired interest free and buy now pay later purchases. See for calculation details. 4. Applies after your first purchase and on the anniversary of that first purchase every year after.

Gem Visa is a credit facility provided by GE Capital Finance Australia (ABN 42 008 583 588). Australian Credit Licence number 392145.